<p>If someone dings your car door, the best thing to do is to stay calm and assess the situation. If the damage is minor, you can likely take care of it yourself. If the damage is more significant, you may need to take your car to a mechanic. Whatever you do, don't leave the scene of the accident without first exchanging contact and insurance information with the other driver.</p>

<p>Your insurance company is typically responsible for your deductible in an accident if you are not at fault. This means that you will not have to pay out of pocket for any damages that are incurred, as the insurance company will cover the costs. However, if you are found to be at fault in the accident, you will be responsible for both your own deductible and the other party's damages.</p>

Deductibles