There is no one-size-fits-all answer to this question, as the decision of whether or not to finance a new car will vary depending on individual circumstances. However, some factors to consider when making this decision include how much money you have available to put towards a car purchase, your credit score, and the interest rates offered by potential lenders.
If you have a good credit score and can afford to make a large down payment, you may be able to get a lower interest rate on a car loan and save money in the long run. However, if you have a limited budget or a lower credit score, you may need to finance the entire purchase price of the car in order to get a good interest rate. In either case, be sure to shop around for the best deal on a car loan before making a final decision.