Is Illinois a no-fault insurance state?

Answered by

Nicole Britt
Nicole BrittInsurance Feature Writer

Posted on Jan 19, 2023

Yes, Illinois is a no-fault insurance state. This means that drivers are not typically held liable for damages caused in car accidents, regardless of who is at fault. Instead, drivers' insurance companies cover the costs of damages. This can be beneficial for drivers who are not at fault in accidents, as it can speed up the claims process. However, it can also lead to higher insurance premiums.

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