There is no definitive answer to this question as it depends on the specific policy in question. However, in general, most home insurance policies do not cover watches as they are considered to be a luxury item. That said, it is always best to check with your insurer to find out if your specific policy covers watches. If it doesn't, you may be able to add watch coverage as an add-on to your policy.
Are watches covered by home insurance?
Answered by
Jerry TomlinFinance and Insurance Freelancer
Posted on Jan 27, 2023
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